YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE...There may be a fee for Mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £445 in South Wales & the Bristol Area, payable on completion of the mortgage. The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.Friendly Independent Mortgages is Authorised and Regulated by the Financial Services Authority. FSA No. 300212. The FSA does not regulate some forms of Loans, Debt Consolidation and Mortgages.